Johnston Office - Main*
5700 Merle Hay Rd. PO Box 1447
Johnston, IA 50131

Main Offices:
Johnston 515-457-1222
Algona 515-295-7748

Fax: 515-457-1223

Auto Insurance in Algona and Johnston, IA

Good Drivers are Responsible Drivers.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.


At Central Financial Group, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.


As your trusted source for car insurance, Central Financial Group offers a variety of coverage and additional protection options, such as:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
    • Vanishing Deductible: Your deductible will drop $100 every year of safe driving (up to $500)
    • Total loss deductible waiver: if your car is totaled in an accident, you do not pay your deductible.
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
    • The basic coverage gives you towing up to 15 miles, fuel delivery, lockout, jump start, flat tires and membership discounts.
    • The plus coverage is the basic package plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing and emergency messages.
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage
  • Good-As-New
    • New car replacement and GAP coverage gives you money to buy a new car if you’re involved in an accident where your vehicle is totaled.
    • GAP coverage covers the difference when an accident settlement is less than the amount that you own on your vehicle.

Why Auto Insurance?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.


Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at Central Financial Group to create a policy that insures your needs.


We provide car insurance to drivers near Algona, Johnston, Wesley, Emmetsburg, Britt, and Kanawha.