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Writer's pictureCentral Financial Group

Commercial Insurance


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Contractors face daily risks from accidents to equipment malfunctions. A solid risk management plan, supported by commercial insurance, keeps projects on track and avoids costly delays.


Protection from Liability  

Accidents can happen despite planning. CGL insurance covers costs related to injury, property damage, and legal defense, shielding your business from significant financial threats.


Coverage for Tools and Equipment  

Tools and machinery are vital. Insurance protects against theft, damage, and failures, ensuring financial losses are minimized so contractors can focus on the job.


Employee Protection Through Worker’s Compensation  

Worker's compensation covers medical expenses and wages for injured workers, reducing lawsuit risks, meeting legal requirements, and boosting team morale.


Minimizing Financial Losses from Project Delays  

Builder’s risk insurance covers costs from project delays due to vandalism, theft, or natural disasters, protecting large-scale project budgets and timelines.


Meeting Contractual Requirements  

Proper insurance (CGL, worker’s comp, builder’s risk) is often contractually required. Meeting these needs demonstrates professionalism and helps secure new projects.


Protection Against Professional Errors  

E&O insurance covers legal fees and settlements if errors cause client financial loss, allowing contractors to take on complex projects confidently.


Ready to handle unexpected risks? Central Financial Group offers tailored commercial insurance options. Contact us today to secure your business. 

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