Main Offices:
Johnston 515-457-1222
Algona 515-295-7748

Disability Income Insurance

Your Biggest Asset is You

Central Financial Group provides disability income insurance to individuals in Algona, Johnston, Wesley, Emmetsburg, Britt, Kanawha, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At Central Financial Group, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from Central Financial Group, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability income insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability income insurance is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability income coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Central Financial Group will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.

Johnston Office - Main*

5700 Merle Hay Rd. PO Box 1447

Johnston, IA 50131

Main office: 515-457-1222
Toll free: 800-728-3829
Fax: 515-457-1223

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Algona Office - Main*

111 E Call Street

Algona, IA 50511

Main office: 515-295-7748

Office Hours:

Mon: 8AM - 5PM
Tues: 8AM - 5PM
Wed: 8AM - 5PM
Thurs: 8AM - 5PM
Fri: 8AM - 5PM
Sat: Closed
Sun: Closed
**Appointments available

Britt Office*

120 Main Ave N.

Britt, IA 50423

Main office: 641-243-8744
Fax: 641-843-4179

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Emmetsburg
MH & CFG*

3002 W. Main St

Emmetsburg, IA 50536

Main office: 712-522-4349
Fax: 712-852-4222

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Fort Dodge*

301 South 25th Street #A

Fort Dodge , IA 50501

Main office: 515-575-9490
Fax: 515-573-2593

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Huxley*

606 North Hwy 69

Huxley, IA 50124

Main office: 515-956-2464

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Kanawha Office*

208 N. Main Street

Kanawha , IA 50447

Main office: 641-316-2787
Fax: 641-762-3537

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Roland Office*

120 N. Main Street

Roland , IA 50236

Main office: 515-523-5941
Fax: 515-388-4234

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Spencer Office*

702 Grand Ave

Spencer, IA 51301

Main office: 712-580-6444
Fax: 712-580-3349

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

Urbandale Office*

7031 Douglas Ave

Urbandale, IA 50322

Main office: 515-575-9498
Toll free: 800-867-0556
Fax: 515-254-9297

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Wesley Office*

201 W. Main Street

Wesley, IA 50483

Main office: 515-393-6250
Fax: 515-679-4222

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.