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Privacy Policy


At Central Financial Group, we are committed to protecting your privacy as a visitor to this Web site and as our customer.  To our visitors and to our customers, we offer this pledge:

Central Financial Group is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we disclose to you in this Privacy Policy.

Information Collection
We will ask you to provide your personal information to us when you request a quote or when you enroll for coverage, purchase an insurance policy or purchase a security product.  We will ask you to provide personally identifiable information to us when you send e-mail to us from this Web site which includes your name, home address, mailing address, telephone number and e-mail address.  This information will be used to provide an insurance company or securities company with information to establish you as a customer or policyholder.  We will not ask your personal financial information through this Web site, but may need that information for establishing an account or policy for you. We will retain a record of your information at the offices of Central Financial Group so we can provide you with service on your policy or account.  The employees of Central Financial Group are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement.  Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the client's personal information.  The information will also be made available to the company who will be providing the policy.  If purchasing a security, information will be on file at Central Financial Group, the mutual fund company, variable annuity company or other company that is providing you with a securities product, and the Broker Dealer, Ameritas Investment Corp., Lincoln, Nebraska, member FINRA, SIPC.  You may access their web site at
www.aicinvest.com to review their Privacy Policy.

When you purchase an insurance policy from Central Financial Group, you will pay your premiums with a personal check.  For the property and casualty side of our insurance business, we will accept a check or a credit card for premium payments.  If you use a credit card to pay premiums, your credit card information is not kept on file at our office.  The information you provide is deleted or destroyed by Central Financial Group after your purchase has been authorized.   A transaction number will be provided to you on your Binder of Insurance.  You may use this number as a reference to the credit card purchase.  If you pay by check, a copy of your check is kept in your file.

When you send us an e-mail for this Web site, you will provide us with certain personally identifiable information including your e-mail address.

Cookies
Central Financial Group collects limited information about Users who visit the Public Areas of this website.  This information is automatically collected on an aggregate basis ("Aggregate Information") to measure traffic on the website.  This information includes your Internet browser type, IP Address, and/or operating system.  It does not include any personal information.  Central Financial Group's Weather and Stock Quote pages are able to save your input settings through the use of a "cookie" or small text file placed on your hard drive by your Internet browser.  The cookie allows Central Financial Group to save your input zip code and stock symbols for future visits to the Central Financial Group website.  The cookie is used only while visiting the Central Financial Group website and is not used to track your activity after leaving the Central Financial Group website, and information about individual Users is not collected, saved or ditributed to others by Central Financial Group.

Third Party Links
This Web site contains links to third-party Web sites that are not controlled by Central Financial Group.  These third party sites are made available to you as a convenience.  Central Financial Group is not responsible for the content of those links nor are we responsible for the privacy policy or those sites linked to our Web site.  Our Privacy Policy only applies to information we collect from you while you are at our site.  We recommend that you review each separate link's Privacy Policy.

Changes in Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our Privacy Policy, contact us at

Central Financial Group
5959 Village View Dr. Suite 200
West Des Moines, IA 50266



Copyright 2008 Central Financial Group
This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Securities products are not offered to residents in the following states: AL, AK, CT, DE, DC, HI, ID, LA, ME, MD, MT, NH, NJ, NC, ND, OH, RI, SC, TN, UT, VT.

A representative from Central Financial Group will contact you to provide requested information.

Securities offered through Ameritas Investment Corp. (AIC). Member FINRA, SIPC. AIC and Central Financial Group are not affiliated.

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